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HSA Nebraska-Henderson State Banks HSA program

As health care costs continue to reach record highs, a Health Savings Account enables you to save for current and future medical expenses not covered by your present healthcare plan.

A Health Savings Account can provide the best means for saving on your health and medical costs and building for your future retirement. Setting up a Health Savings Account using tax-free dollars will be the best investment you can make for yourself and your family. Unlike more traditional health care accounts, the funds in an HSA belong to the individual, not the employer or the health insurance company, and travel with the individual as they switch jobs, employers and health insurance companies.

Competitive rates as of 12/15/2025 1.59% APY 1.60%
No monthly or annual fee
Tax-free interest earnings*
Tax-deductible contributions*
Online Banking and Bill Pay
Online Statements
VISA Check Card

To use these features you must be registered for Online Banking.

Starting in 2026 all ACA Bronze and Catastrophic plans purchased through the Marketplace, Healthcare dot gov or state exchanges are now automatically considered HSA-compatible.

IRS Notice 2026-5

HIGH DEDUCTIBLE HEALTH PLANS AND EXPENSES RELATED TO COVID-19

NOTICE 2020-15

Are you tried of overpaying for your medications?

Download our FREE Rx Discount Card

Anyone can join You dont need an HSA

No membership fees • No credit card required • No expiration • One card for the whole family

*This savings program is not health insurance and cannot be used in conjunction with insurance. The range of discounts for prescription services provided under the card will vary depending on the type of pharmacy and medication received. Plan member is obligated to pay for all prescriptions, but will receive a discount from those pharmacies that have contracted with the discount card.